Investment is a tricky business. There is no one-size-fits-it-all formula for understanding which is the best investment option for you. Your financial situation, your age, how you handle risks, which profession you belong to, all of these will affect your investment choices. But in this article, we will try to cover investments with a varying range of risk-return trade-offs.

Before getting started, I would like to mention two strategies to keep in mind. Firstly, try to invest in diverse investment tools. “Do not put all your eggs in a single basket.” Secondly, don’t let emotions make a fool out of you. Have a well-strategized plan of action so that you can adapt to the unpredictable future.

  1. Government funds

T-bills, T-notes, and T-bonds are all government funds. These are the safest options with almost zero risks since they are backed by the US government.

  1. Short-term corporate bonds

These have an average maturity of 1-5 years. They are less susceptible to interest rate fluctuations.

  1. Municipal bond funds

This is a smart choice for two reasons. A) It is issued by the state government. B) It can be traded daily, which makes it very liquid.

  1. Certificate of deposit

CDs are issued by banks, and they pay you higher interest rates than savings accounts. The payment is made regularly, and the principal amount is paid back to you at the end of the maturity period.

  1. Dividend stock funds

This option is good for advanced investors. Through such investments, you can take the benefit of long-term appreciation as well as short-term profit.

  1. High yield saving accounts

These savings accounts can earn up to 1.5% interest. Online banks provide such accounts, and since it has low overhead, it can be very profitable.

  1. S&P 500 index funds

Other than banking products, you can also invest in S&P 500 companies’ funds. These are the largest 500 companies in America. It is a diversified investment because the fund includes companies from different industries.

  1. Nasdaq 100 index funds

This investment fund includes Nasdaq’s top 100 companies-Amazon, Microsoft, Apple, and many more. It is a suitable option for beginners.

  1. Real estate investments

You can invest in different types of real estate investment trust funds-commercial, apartments, warehouse, office, etc. Real estate has been some of the best income-producing investments.

  1. E-commerce

With the rise in demand for online retail services, the e-commerce industry is a safe option to invest in.

  1. Energy pipelines

Though it is an undervalued market, it has the potential to grow your money. Since few people invest in this sector, the stock price is low, and it can guarantee a 5%-10% return.


The Best risk that can give you the Results you want.
Sam richi – CEO coinco INC

In the end, ICOs are an incredibly new way of raising money, and everyone is trying to adapt to the new ways without getting screwed over. If you think you’re able to make a killing on a promising new ICO, just make sure to do your homework beforehand. Cryptocurrency is all about high risk and high reward, and ICOs are no different. 

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  • Jhon Miller
    April 30, , 12:50 pm

    Thank you for always fresh updates!

    • Miki Williams
      April 30, , 12:54 pm

      I can rely on these guys in terms of financial updates and crypto news

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